Action Center
Texas Watch is dedicated to providing individual Texans with a platform to become engaged in the legislative process. It is crucial for state leaders to hear from Texans who are directly impacted by the decisions they make, so take action today!
For far too long, insurance companies have been taking advantage of Texas homeowners. For many years, Texans have paid the highest insurance premiums in the country–nearly twice the national average. At the same time, insurance policies have been continually whittled away, providing less and less coverage for more and more money. However, Texans are overwhelmingly in favor of insurance reform. A whopping 70% support stronger oversight of the insurance industry.
The 2009 insurance industry “loss ratios” were just recently released. These figures reveal that Texas insurers are once again making profits and that most companies experienced a solid, or even banner, year. Yet, for some reason, insurance corporations have continued to enact significant rate increases.
What’s more, Public Insurance Counsel Deeia Back reports that these loss ratios do not include “hidden profits” for the insurance industry that are gained by “self-dealing” contracts and reinsurance measures. In other words, insurers may have even been more profitable than it appears. Her office has concluded that “the industry has been profitable in Texas, and our recent analysis continues to suggest that homeowners rates are excessive.”
Texas Watch has a simple plan that involves common-sense reforms designed to help our state’s consumers. Let your legislator know that you are part of the majority of Texans that support the need for true insurance reforms.
Take action now to send a message encouraging your legislators to enact common-sense reforms that will strengthen insurance company oversight, lower rates, improve accountability, and repair our broken insurance market.
Click link below to send an email
Take Action!: Fix Texas Insurance
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