Texas Watch – Take Action!: Fix Texas Insurance

Action Center

Texas Watch is dedicated to providing individual Texans with a platform to become engaged in the legislative process. It is crucial for state leaders to hear from Texans who are directly impacted by the decisions they make, so take action today!
For far too long, insurance companies have been taking advantage of Texas homeowners. For many years, Texans have paid the highest insurance premiums in the country–nearly twice the national average. At the same time, insurance policies have been continually whittled away, providing less and less coverage for more and more money. However, Texans are overwhelmingly in favor of insurance reform. A whopping 70% support stronger oversight of the insurance industry.

The 2009 insurance industry “loss ratios” were just recently released. These figures reveal that Texas insurers are once again making profits and that most companies experienced a solid, or even banner, year. Yet, for some reason, insurance corporations have continued to enact significant rate increases.

What’s more, Public Insurance Counsel Deeia Back reports that these loss ratios do not include “hidden profits” for the insurance industry that are gained by “self-dealing” contracts and reinsurance measures. In other words, insurers may have even been more profitable than it appears. Her office has concluded that “the industry has been profitable in Texas, and our recent analysis continues to suggest that homeowners rates are excessive.”

Texas Watch has a simple plan that involves common-sense reforms designed to help our state’s consumers. Let your legislator know that you are part of the majority of Texans that support the need for true insurance reforms.

Take action now to send a message encouraging your legislators to enact common-sense reforms that will strengthen insurance company oversight, lower rates, improve accountability, and repair our broken insurance market.

Click link below to send an email

Take Action!: Fix Texas Insurance

“State Farm is the Poster Child for What is Wrong with the System”

State Farm Gets Slapped for Bad Behavior in Litigation

TRUTH OUT Sharon Kramer Letter To Andrew Saxon MOLD ISSUE

Regents of the University of California acknowledge imprimatur on 2003 US Chamber of Commerce medico-legal publication

National Apartment Association Tells Its Members MOLD CAUSES DEATH; Tells Courts It Doesn’t With The Help of US Chamber and UCLA

New Action Committee – ACHEMMIC- Urges Transparency in EPA Policy Over Mold & Microbial Contaminants

Truth About Mold – the most up to date, accurate, and reliable information on Toxic Mold

FEMA Using US Chamber Fraud in Katrina Trailer Litigation; EPA, GAO & Both Isle$ of Congre$$ Turn Blind Eye$

Sociological Issues Relating to Mold: The Mold Wars

Certain Corporate and Government Interests Have Spent Huge Sums of Money and Resources DENYING THE TRUTH about the HEALTH EFFECTS of TOXIC MOLD

Political Action Committee – National Apartment Association (NAA) files Amicus Brief in mold case (two infant deaths in mold filled apt – Wasatch Prop Mgmt) citing US Chamber/ACOEM ‘litigation defense report’ to disclaim health effects of indoor mold & limit financial risk for industry

“Changes in construction methods have caused US buildings to become perfect petri dishes for mold and bacteria to flourish when water is added. Instead of warning the public and teaching physicians that the buildings were causing illness; in 2003 the US Chamber of Commerce Institute for Legal Reform, a think-tank, and a workers comp physician trade organization mass marketed an unscientific nonsequitor to the courts to disclaim the adverse health effects to stave off liability for financial stakeholders of moldy buildings. Although publicly exposed many times over the years, the deceit lingers in US courts to this very day.” Sharon Noonan Kramer

Information on Riverstone Residential, the Louisiana Housing Finance Agency, and the owners of Toxic Mold Infested Jefferson Lakes Apartments in Baton Rouge, Louisiana continuing to allow tenants to be exposed to extreme amounts of mold toxins

Irrefutable evidence indicates that Riverstone Residential, Guarantee Service Team of Professionals, & plaintiffs’ attorney, J Arthur Smith III, must have agreed to exclude evidence that would have shown the owners of Jefferson Lakes Apartments & Riverstone Residential had knowledge of the severe MOLD INFESTATION at the complex before we moved in

Toxic Mold Infested Jefferson Lakes Apartments managed by Riverstone Residential

Riverstone Residential Litigation

Mold Inspection Reports

Photos of Mold in Apartment

Attorney Malpractice

About Sharon Kramer

Hi, I'm an advocate for integrity in health marketing and in the courts.
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